Mario Perossa Bücher

The book explores the transformative impact of smartphones and the Internet on the Fintech industry, highlighting how these technologies have enabled remote financial operations accessible to anyone, anywhere. It emphasizes the industry's role in promoting financial inclusion for marginalized groups who were previously excluded from traditional banking due to various barriers. The rise of electronic wallets is particularly noted as a significant factor in integrating these individuals into the digital financial ecosystem.

Exploring the emergence of cryptocurrency, the book delves into its decentralized nature and the security provided by encryption techniques, which eliminate the need for a central authority. It highlights how cryptocurrencies, like Bitcoin, revolutionized the concept of digital assets by allowing scarcity and trade without centralized oversight. The narrative also discusses the rise of decentralized finance (DeFi), which leverages new technologies to enhance transaction speed and security, positioning it as a transformative force in the financial landscape.