Consumer Credit in Europe

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The study examines consumer credit in Europe amidst increasing market integration and regulatory changes, highlighting both supply and demand perspectives. It analyzes financial intermediaries' structure and performance, household demographics, and the risk of over-indebtedness, alongside the implications of the new Consumer Credit Directive. The book also proposes measures for preventing and managing over-indebtedness, making it a vital resource for postgraduate students, financial specialists, regulators, and policymakers focused on financial system stability and efficiency.