Prosperity for everyone

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Many believe that the idea of "Prosperity for everyone" is utopian and somewhat naive, thinking they are just "normal bill payers" and "ordinary consumers" without a real chance to reduce debts or costs sustainably. Unfortunately, many learn the hard way how to manage personal finances amid everyday challenges. The workbook aims to provide a practical guide to help individuals assess their current financial situation, identify problems, explore useful solutions, and determine effective action steps. The writing style is supportive and relatable, avoiding scientific jargon or cautionary tones. By using everyday examples, the goal is for readers to feel understood and find guidance for their situations. The workbook is designed to inspire and empower individuals to take charge of their financial well-being. Available in both paper and eBook formats, it emphasizes that everyone has the right to a fulfilled life, which goes beyond merely surviving the daily grind for basic needs.