Inclusive Growth through Financial Inclusion on Agriculture

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The book examines the relationship between banking services and rural poverty in Uttarakhand, revealing low transaction volumes despite adequate access to banking. It highlights the limited awareness of technological advancements and the popularity of KCC loans. A notable increase in agriculture advances under Priority Sector Lending (PSL) over the past decade is discussed, along with differences in growth rates between public and private sector banks. The Inclusix Score indicates satisfactory financial inclusion, while MLR analysis shows a significant positive impact of agriculture advances on inclusive growth.