Having worked in the financial sector for a considerable time, I have observed significant lifestyle changes among various groups of people, particularly in retirement. Some individuals maintain a dignified standard of living, while others struggle financially, facing a decline in their quality of life. This disparity has troubled me, especially regarding those who experience negative financial shifts later in life. I believe that if they had access to crucial information about Financial Planning and Wealth Creation, their circumstances might have been different. This book aims to raise awareness and provide insights on practical steps one can take to improve their financial future. It is particularly beneficial for anyone earning a salary. “This book is a wake-up call to every income earner, offering practical, tested principles to guide you toward financial independence and wealth creation.” — REV. DANIEL OGBARMEY TETTEH “It highlights the roadmap and key drivers to attaining financial independence.” — ALBERT KOBINA ESSIEN “Making money requires a carefully thought-out plan.” — IVY APEA OWUSU “Through inspiring real-life stories, Bishop Patricia Sappor shares timeless wisdom on achieving and sustaining financial success.” — PATIENCE AKYIANU “It has the potential to transform those living on the breadline into financially independent individuals.” — ENIMIL ASHON
