Strategic Credit Management

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Focusing on the intricacies of credit management in banks, this book delves into the entire credit process, from application screening and appraisal to monitoring and compliance post-sanction. It explores government policies on credit extension, the role of credit institutions, and the principles of sound lending practices. Additionally, it examines borrower assessments, bankers' opinions, and the regulatory framework governing credit, including prudential norms, providing a comprehensive understanding of the banking credit landscape.