digital wallet adoption: a comparative study of banking and non banking wallets

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The history of banking traces back to ancient civilizations, with the Babylonians establishing early banking practices around 2000 B.C. Various cultures, including the Egyptians and Phoenicians, engaged in rudimentary banking, primarily through temple priests. In Europe, the 14th century saw the rise of influential banking families like the Bardi and Peruzzi, culminating in the establishment of the renowned Medici Bank. In India, banking practices date back to the Vedic period, evolving through indigenous banks and culminating in the formation of the State Bank of India in 1806, marking a significant milestone in the country's banking history.